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What Does Comprehensive Car Insurance Cover?

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If you’re in the market for a new car, there is a good chance you have been wondering, “what does comprehensive auto insurance cover?” As with most automotive financing questions, the answer isn’t as complicated as it seems. Simply put, comprehensive auto coverage protects against damage to your car that has not resulted from a collision. In the unfortunate event that your vehicle is lost, stolen, vandalized, or hit by a falling object, drivers who have comprehensive insurance coverage can have their insurance company pick up the tab. Comprehensive auto insurance can also cover a cracked or broken windshield in many cases, along with other forms of glass damage.

Understanding Comprehensive Car Insurance

How does comprehensive car insurance coverage compare to other types of auto insurance you’ll explore? To keep you informed, Wolfchase Honda has put together a helpful guide to car insurance options:

  • Comprehensive Car Insurance: When you own your own car, there’s a lot that could go wrong, and a collision isn’t the only means by which your vehicle could be damaged! This insurance protects you against vandalism, theft, and other damage caused by events other than a collision.
  • GAP Insurance: Your vehicle starts to depreciate as soon as you drive it off the lot, but the amount you owe on your vehicle won’t fall at the same rate! GAP insurance will protect you against a collision that could leave you underwater within the first few months of ownership.
  • Liability Insurance: If you cause an accident near Memphis, you’ll be held responsible for damages caused to others. If you hold liability insurance it will pay to repair or replace the vehicles of other drivers, as well as medical bills for those injured, if you are at fault in a collision.
  • Collision Insurance: Collision insurance protects your own vehicle against damages accrued during any single car or multi-car collision. If your vehicle is damaged or totaled, your vehicle’s collision insurance will cover the cost of replacing necessary parts or acquiring a new vehicle.


Insurance requirements vary by state, and while some forms of insurance may be optional, others are mandatory for drivers! Check your local laws or contact Wolfchase Honda to get a better sense of the coverage you’ll be required to purchase.

Get the Information You Need at the Wolfchase Honda Finance Center

“What is comprehensive coverage?” is just one of the questions that drivers will have to answer when they’re upgrading with a new ride. If you have additional questions, contact the finance department at Wolfchase Honda, we can teach you about different kinds of auto insurance, as well as leasing vs. financing! Our Honda dealership team is happy to walk you through the entire purchasing process.

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Wolfchase Honda 35.2069537, -89.7906273.