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What Are In-House Financing Car Dealers?

Financer handing keys over to couple

In-house finance car dealers provide the convenience of financing through the dealership, instead of having to get approval through the bank. You’ll still need to be approved by the lender, but financing this way means you have a better chance of being approved, as you’re going through the lender. Learn more about in-house financing before you apply for financingfor your next vehicle!

What Are the Benefits of In-House Financing?

Aside from a faster approval process and potentially saving more money in the long run, there are other benefits to using this financing method such as:

  • Easier pre-approval
  • Extended warranties
  • Flexible interest rates
  • Higher credit score

Whether you want to lengthen the original warranty on the vehicle you’re purchasing, or are working to build better credit, deciding to apply for in-house financing can be the answer. Once you fill out and submit your secure and easy application, we’ll get you on Arlington roads in no time.

What to Watch Out For

When spending your money, you want to ensure it goes to a reliable place. This means you’ll want to keep an eye out for some warning signs that the dealer you’re taking out a loan through is involved in an in-house financing scam:

  • If they allow you to leave the lot before agreeing on the payment term
  • ”Approved” vs. “approval” — if the manufacturer approves the dealer, they’re approved and have higher standards for quality whereas the latter might not
  • If the car dealer doesn’t report to a credit bureau
  • If you get a call saying you need to provide more money because the financing fell through, or they tell you a higher interest rate than before

Finance with Wolfchase Honda

Financing at Wolfchase Honda means an easier pre-approval process, access to multiple lenders which can translate to better rates and access to the keys of your new car even faster. Learn more about your financing options by speaking with the associates in our finance center.

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Wolfchase Honda 35.2069537, -89.7906273.